by Stingray » Fri Oct 12, 2007 7:37:40
Okay, so a new one as of yesterday...
(this is all paraphrased, unless otherwise noted.)
This lady calls about her order saying she needs to "cancel her payments" I'm not exactly sure what she means by that, so I look up her order, and pull up her account and I say "Okay, I see you have 2 payments left to make for your product."
The lady responds with "Yeah, I'm unemployed, I lost my job, and not going to have money for awhile. We're having some major financial issues."
"I see", I respond, still not sure what she wants me to do.
"So, can you cancel the payments?" she asks.
"Excuse me? There are still two payments left on the product.", I respond still not understanding her question.
"I know, but I don't have the money, and I'm going to get overdraft fees if you guys keep trying to take out money. I can't pay you, so I need those payments cancelled."
At this point, my mouth is wide open and I honestly have no idea what to say. "You want us to CANCEL the remaining payments?" I ask incredulously.
"Yes!" she replies with conviction.
I'm like "Ma'am, I understand you are having financial trouble, but I can't just cancel those payments. You have a product that isn't fully paid for, and you are on a payment plan with 2 payments left."
"I never signed anything!" she replies on the defense.
"Ma'am, when you made the original order back in xx/xx, you agreed to buy the product under a 4-payment plan, you have 2 payments left, I am sorry, but I cannot stop those payments." I reply.
"But I CAN'T PAY. I don't have the money! You need to stop charging me!" she states with conviction.
Again, mouth wide open, and I was so apalled, I even actually said "Ma'am how is that fair for you to simply not pay for a product?!"
She replies "Well, I can't pay for it, so I'm going to return it then"
"Sorry, ma'am, there is a 30-day return policy, and we're way past that at this point"
"Oh you guys are just racketeers (I think that's the word she used) aren't ya? Trying to steal from us customers..."
(WE'RE trying to steal from her?! SHE'S the 'thief' who won't pay for her item and just wants us to give her the "unemployment discount"
I'm like "Ma'am, you are choosing to not pay for a product that you owe money, I understand you are having financial troubles, we can move the payments back for you."
"Well, how much can you move them?"
"We can give you an extra two weeks for each month"
"Oh no, I won't have the money then, I'm unemployed!"
"I'm sorry ma'am, you have to finish paying for the product you bought from us...If you can't pay for it, you may need to discuss the issue with your bank or cc company, but we will not be able to cancel the payments"
"Alright! I'm closing the account and sending this back!"
*CLICK*
I still sat there in completel disbelief that she seriously thought we would just drop the payments just because she couldn't afford it. I could think of several analogies of how stupid that logic was - like pumping gas,and then right after your tank's been topped off, going up to the cashier and saying "Sorry, I actually can't pay for this, but is it okay if I drive off for now?" - but I just don't think she would've even realized how ridiculous her proposition was...
"The world is my oyster!! WAHAHAHAHAHA!!!" - Ghaleon